Sur l'utilité de cryptos émises par des banques centrales (article)



  • "The risks of introducing central bank digital currency are high while the efficiency gains do not seem large. Cryptocurrencies issued by central banks would suffer from all the disadvantages of cryptocurrencies without offering clear advantages. Digital money ‘for all’ on central banks’ balance sheets could have disruptive effects on the financial system without offering strong advantages over a well governed two-tier system. A more efficient system can be achieved via innovation in current payment infrastructure that is encouraged by regulation which opens up competition to new players and technologies while maintaining the backbone of bank deposits and traditional central banks. "

    C’est la conclusion d’un article intéressant paru ici : https://voxeu.org/article/cryptocurrencies-challenge-central-banks#.WvlziAoAIw4.twitter

    Qu’en pensez-vous ?


 

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